Bought a car on finance between 2007 & 2024?
You may be owed money on a car finance agreement.
Find your agreements in less than two minutes.
£1658** on average per eligible client
No paperwork needed
We trace agreements
Find your agreements in less than two minutes.
Bought a car on finance between 2007 & 2024?
You may be owed money on a car finance agreement. Check in less than two minutes.
£1658** on average per eligible client
We trace agreements
No paperwork needed
Check in under less than two minutes
As advertised in
As advertised in
Benson Goldstein is a law firm specialising in financial mis-selling claims
Benson Goldstein
is a law firm specialising in financial mis-selling claims
Benson Goldstein is a law firm committed to delivering superior legal services and fostering access to justice. "Founded by two solicitors with decades of combined litigation experience."
Our founders, driven by a shared ethos of fairness and justice, established Benson Goldstein on the pillars of unparalleled legal expertise, meticulous attention to detail, and a steadfast dedication to advocating for our clients' rights.
Why Choose
Benson Goldstein Solicitors?
Mis-sold Motor Finance
At Benson Goldstein Solicitors, we specialise in assisting individuals who have fallen victim to undisclosed commission payments.
Specialists in unaffordable Lending Claims
Focused expertise in unaffordable lending cases.
Client-First Support
Professional, compassionate support from start to finish.
Mis-sold a car loan?
Time to claim what's yours.
What Is Mis-Sold Motor Finance?
Mis-sold motor finance occurs when lenders pay a commission to brokers without your knowledge or consent. These hidden commissions can significantly increase the cost of your finance agreement, leaving you out of pocket. But don't worry - you're not alone. In our extensive experience, The FCA has confirmed that 12.1 million car finance agreements are eligible for compensation under its redress scheme.
What is Unaffordable Lending?
Unaffordable lending happens when lenders give loans or credit without properly checking if repayments are affordable. This can lead to a cycle of debt, financial stress, and high-interest repayments that become difficult to manage. If you’ve been affected, Benson Goldstein Solicitors may be able to help you regain control of your finances.
How it works
Getting the compensation you deserve doesn’t have to be complicated. Here’s how we can make it simple for you:
Click the button below to begin
Enter Your Basic Details
We only need your name, address, date of birth, email & phone number to start searching your finance agreements.
We Search For Your Agreements
Our system checks for eligible PCP and HP car finance agreements linked to your details
Result is less than two minutes
Click the button below to begin
Enter Your Basic Details
We only need your name, address, date of birth, email & phone number to start searching your finance agreements.
We Search For Your Agreements
Our system checks for eligible PCP and HP car finance agreements linked to your details
Result is less than two minutes
You do not need to use a Claims Management Company (CMC) or a Law Firm. You can complain directly for free to your lender, use the FCA consumer redress scheme or if unsuccessful the Financial Ombudsman Service. Solicitor fees, if used, are up to 15% - 30% excluding VAT of any successful claim.
A Regulated, straightforward approach
Checking a potential claim shouldn’t be complicated. Just a straightforward way to check your eligibility and if appropriate, make a claim.
FCA estimates average redress of £829 per agreement (*eligibility dependent)
We find your agreements
Our Clients
SRA-regulated solicitors ● No win, no fee
Saw an online ad and filled it in & happy with call thereafter- good quality. Believes that we have progressed claim further than anyone else so decided to continue with them.
C. Baker
15. 06. 2025
Thanks for a true response unlike other sites.
D.Cheetham
10. 06. 2025
Happy with the service from Benson Goldstein Solicitors. The Team are extremely efficient and 'not salesy'. I've been telling people about them.
C.Netti
08. 06. 2025
Saw an online ad and filled it in & happy with call thereafter- good quality. Believes that we have progressed claim further than anyone else so decided to continue with them.
C. Baker
15. 06. 2025
Thanks for a true response unlike other sites.
D.Cheetham
10. 06. 2025
Happy with the service from Benson Goldstein Solicitors. The Team are extremely efficient and 'not salesy'. I've been telling people about them.
C.Netti
08. 06. 2025
Meet the Founders
Over a decade as a litigation solicitor, with a focus on financial mis-selling. Has represented claimants in 15+ appeal-level test cases & speaks regularly to BBC and national-press journalists on developments in the field.
Coby Benson
Founder · Litigation Solicitor
Two decades in legal practice. Previously Legal Director at The Claims Guys Legal, Head of Legal & Compliance at Valour Group, and a solicitor in Irwin Mitchell's regulatory & investigations team.
David Goldstein
Founder · Solicitor
Over a decade as a litigation solicitor, with a focus on financial mis-selling. Has represented claimants in 15+ appeal-level test cases & speaks regularly to BBC and national-press journalists on developments in the field.
Coby Benson
Founder · Litigation Solicitor
Two decades in legal practice. Previously Legal Director at The Claims Guys Legal, Head of Legal & Compliance at Valour Group, and a solicitor in Irwin Mitchell's regulatory & investigations team.
David Goldstein
Founder · Solicitor
Talk to our expert?
Quickly onboarding with registered advisor
Get trusted advice
First consultation is free
Claim up to £1,658 For your past car finance
Using basic details we will find all of your agreements back to 2007+ & we will review if you’re owed compensation.
Agreement finder
No Impact On Credit Score
Frequently asked questions
What is a car finance claim?
A car finance claim is a way to seek compensation if your car finance agreement was mis-sold. In many cases, drivers paid more than they should have because dealers or brokers received undisclosed commission. If the commission wasn't properly explained to you, you could be owed compensation.
Successful claims may result in compensation of up to £829* per vehicle. Average payout figure. Not all consumers will be eligible for compensation. See FCA statement https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme.
What's the average payout?
According to the Financial Conduct Authority (FCA), the expected average payout per eligible car finance agreement under its motor finance compensation scheme is around £829*. This figure is an estimate based on modelling of the number of agreements that could qualify and possible participation, and it includes simple interest under the FCA's methodology. However, actual payouts could be higher or lower depending on individual circumstances, such as the details of your loan and the final rules of the scheme once they are published.
There is no guarantee that a representative will recover any more than you may achieve if you pursued the claim on your own. Not all consumers will be eligible for compensation. See FCA statement https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme.
Can I claim for more than one vehicle?
Yes. If you've financed multiple vehicles, you may be able to claim for each agreement that was mis-sold. Each agreement is assessed separately, and any compensation awarded will depend on the specifics of that agreement.
Is my agreement eligible?
The FCA has implemented a Consumer Redress Scheme that explains the circumstances when a motor finance agreement might be eligible for compensation within the scope of the Scheme.
Can I submit a claim myself without using a firm?
You can also pursue a claim yourself, free of charge, either directly with your finance company or through the Financial Ombudsman Service or the FCA's redress scheme.
Please refer to the FCA's redress scheme via the link below:
https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme
Which lenders can I claim against?
Claims can potentially be made against a wide range of UK lenders, including many well-known finance providers, brokers, and dealerships.
How long will my claim take?
The FCA are seeking to introduce a compensation scheme for some customers who took out car finance between 6 April 2007 and 1 November 2024 and were not properly informed about commission arrangements.
However, the scheme has been legally challenged. On 2 July 2026, the FCA confirmed that parts of the scheme had been suspended while the Upper Tribunal considers those challenges. This means compensation decisions and payments may be delayed.
You can still make a complaint now and the FCA hopes that payments will be received in 2027.
Why start your claim as soon as possible?
Starting your PCP claim now means your complaint is registered with the lender. You do not need to wait for the lender to contact you, and you can usually begin with basic details even if you no longer have your finance paperwork.
However, the FCA scheme has been partially suspended following legal challenges. Submitting early does not currently mean you will receive an earlier compensation decision or payment, as lenders are not required to calculate or pay compensation until the legal process concludes.
What is a car finance claim?
A car finance claim is a way to seek compensation if your car finance agreement was mis-sold. In many cases, drivers paid more than they should have because dealers or brokers received undisclosed commission. If the commission wasn't properly explained to you, you could be owed compensation.
Successful claims may result in compensation of up to £829* per vehicle. Average payout figure. Not all consumers will be eligible for compensation. See FCA statement https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme.
What's the average payout?
According to the Financial Conduct Authority (FCA), the expected average payout per eligible car finance agreement under its motor finance compensation scheme is around £829*. This figure is an estimate based on modelling of the number of agreements that could qualify and possible participation, and it includes simple interest under the FCA's methodology. However, actual payouts could be higher or lower depending on individual circumstances, such as the details of your loan and the final rules of the scheme once they are published.
There is no guarantee that a representative will recover any more than you may achieve if you pursued the claim on your own. Not all consumers will be eligible for compensation. See FCA statement https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme.
Can I claim for more than one vehicle?
Yes. If you've financed multiple vehicles, you may be able to claim for each agreement that was mis-sold. Each agreement is assessed separately, and any compensation awarded will depend on the specifics of that agreement.
Is my agreement eligible?
The FCA has implemented a Consumer Redress Scheme that explains the circumstances when a motor finance agreement might be eligible for compensation within the scope of the Scheme.
Can I submit a claim myself without using a firm?
You can also pursue a claim yourself, free of charge, either directly with your finance company or through the Financial Ombudsman Service or the FCA's redress scheme.
Please refer to the FCA's redress scheme via the link below:
https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme
Which lenders can I claim against?
Claims can potentially be made against a wide range of UK lenders, including many well-known finance providers, brokers, and dealerships.
How long will my claim take?
The FCA are seeking to introduce a compensation scheme for some customers who took out car finance between 6 April 2007 and 1 November 2024 and were not properly informed about commission arrangements.
However, the scheme has been legally challenged. On 2 July 2026, the FCA confirmed that parts of the scheme had been suspended while the Upper Tribunal considers those challenges. This means compensation decisions and payments may be delayed.
You can still make a complaint now and the FCA hopes that payments will be received in 2027.
Why start your claim as soon as possible?
Starting your PCP claim now means your complaint is registered with the lender. You do not need to wait for the lender to contact you, and you can usually begin with basic details even if you no longer have your finance paperwork.
However, the FCA scheme has been partially suspended following legal challenges. Submitting early does not currently mean you will receive an earlier compensation decision or payment, as lenders are not required to calculate or pay compensation until the legal process concludes.
Contact Us
— Get in touch
Prefer to just talk to a person?
Submit your informations, A solicitor will reply within a working day. No call queues, no scripts.
PO Box 79176 London NW4 9NH
Assistance hours: 9am–5.30pm Mon–Fri.
— Get in touch
Prefer to just talk to a person?
Submit your informations, A solicitor will reply within a working day. No call queues, no scripts.
PO Box 79176 London NW4 9NH
Assistance hours: 9am–5.30pm Mon–Fri.
Disclaimer
Benson Goldstein is a trading name of Benson Goldstein Ltd, a company registered in England and Wales (company number 14417365) which is authorised and regulated by the Solicitors Regulation Authority under SRA No. 8003245. VAT registration number: GB507539384. Registered office at 3rd Floor, 86-90 Paul Street, London EC2A 4NE.
*Average payout figure and Redress Scheme: FCA confirms motor finance redress scheme
**Benson Goldstein has identified that client(s) have on average 2 agreements. Based on the FCA average £829* per eligible agreement, potential claims estimated will be £1,658. Under the new redress scheme, Lenders will refund only affected agreements. Compensation depends on eligibility and FCA redress criteria*.
You do not need to use a Claims Management Company (CMC) or a Law Firm. You can complain directly for free to your lender, use the FCA consumer redress scheme or if unsuccessful the Financial Ombudsman Service. Solicitor fees, if used, are up to 15% - 30% excluding VAT of any successful claim.
+ Mis-sold car finance agreements are between 2007 to 2024
Specialists in consumer law and financial mis-selling litigation.
© 2026 Benson Goldstein Solicitors. All rights reserved.
Authorised and regulated by the Solicitors Regulation Authority.