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Bought a car on finance between 2007 & 2024?

You may be owed money on a car finance agreement.Find your agreements in less than two minutes.

  • £1,658** on average per eligible client
  • No paperwork needed
  • We trace agreements
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The Benson Goldstein office

Benson Goldstein is a law firm specialising in financial mis-selling claims

Benson Goldstein is a law firm committed to delivering superior legal services and fostering access to justice. Founded by two solicitors with decades of combined litigation experience.

Our founders, driven by a shared ethos of fairness and justice, established Benson Goldstein on the pillars of unparalleled legal expertise, meticulous attention to detail, and a steadfast dedication to advocating for our clients' rights.

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Why Choose
Benson Goldstein Solicitors?

  • Mis-sold Motor Finance

    At Benson Goldstein Solicitors, we specialise in assisting individuals who have fallen victim to undisclosed commission payments.

  • Specialists in unaffordable lending claims

    Focused expertise in unaffordable lending cases.

  • Client-First Support

    Professional, compassionate support from start to finish.

A Benson Goldstein adviser talking a client through their claim

Mis-sold a car loan?
Time to claim what's yours.

BENSON GOLDSTEIN

A regulated, straightforward approach

Checking a potential claim shouldn't be complicated. Just a straight way to check your eligibility and, if appropriate, make a claim.

  • No win, no fee applies.
  • The FCA estimates an average of £829 per eligible agreement.
  • We find your agreements.
Start a Claim
A client checking her car finance claim on her phone

How it works

Getting the compensation you deserve doesn't have to be complicated. Here's how we can make it simple for you:

  1. A tablet showing the start of a car finance claim check

    Start your check

    Click the button below to begin.

  2. A client entering their name, address and date of birth

    Enter your basic details

    We only need your name, address, date of birth, email and phone number to start searching your finance agreements.

  3. A laptop searching for linked car finance agreements

    We search for your agreements

    Our system checks for eligible PCP and HP car finance agreements linked to your details.

  4. A driver receiving a potential case result

    Result in less than two minutes

    You find out whether you have a potential case.

Start your check

You do not need to use a Claims Management Company (CMC) or a Law Firm. You can complain directly for free to your lender, use the FCA consumer redress scheme or if unsuccessful the Financial Ombudsman Service. Solicitor fees, if used, are between 15% and 30% excluding VAT of any successful claim.

What Is Mis-Sold Motor Finance?

Mis-sold motor finance occurs when lenders pay a commission to brokers without your knowledge or consent. These hidden commissions can significantly increase the cost of your finance agreement, leaving you out of pocket. But don't worry — you're not alone. The FCA has confirmed that 12.1 million car finance agreements are eligible for compensation under its redress scheme.

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A family collecting a car bought on finance

What is Unaffordable Lending?

Unaffordable lending happens when lenders give loans or credit without properly checking if repayments are affordable. This can lead to a cycle of debt, financial stress, and high-interest repayments that become difficult to manage. If you've been affected, Benson Goldstein Solicitors may be able to help you regain control of your finances.

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A client reviewing loan paperwork with an adviser

Our Clients

SRA-regulated solicitors ● No win, no fee

  • Saw an online ad and filled it in & happy with call thereafter - good quality. Believes that we have progressed claim further than anyone else so decided to continue with them.

    C. Baker

    15.06.2025

  • Thanks for a true response unlike other sites.

    D. Cheetham

    10.06.2025

  • Happy with the service from Benson Goldstein Solicitors. The Team are extremely efficient and 'not salesy'. I've been telling people about them.

    C. Netti

    08.06.2025

Meet the Founders

  • Over a decade as a litigation solicitor, with a focus on financial mis-selling. Has represented claimants in 15+ appeal-level test cases & speaks regularly to the BBC and national-press journalists on developments in the field.

    Coby Benson

    Founder · Litigation Solicitor

    coby@bensongoldstein.com
    Coby Benson, Founder · Litigation Solicitor

  • Two decades in legal practice. Previously Legal Director at The Claims Guys Legal, Head of Legal & Compliance at Valour Group, and a solicitor in Irwin Mitchell's regulatory & investigations team.

    David Goldstein

    Founder · Solicitor

    david@bensongoldstein.com
    David Goldstein, Founder · Solicitor

  • £829*

    Average payout per eligible car finance agreement

  • £7.5* billion

    Estimated total redress for car finance consumers

  • 12.1* million

    Car finance agreements eligible for compensation

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  • Quickly onboarding with registered adviser
  • Get trusted advice
  • First consultation is free
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Make your claim

Claim up to £1,658 for your past car finance

Using basic details we will find all of your agreements back to 2007+ and we will review if you're owedcompensation.

  • No Win, No Fee
  • Agreement finder
  • No Impact On Credit Score
Find Your Agreements

Frequently asked questions

What is a car finance claim?
A car finance claim is a way to seek compensation if your car finance agreement was mis-sold. In many cases, drivers paid more than they should have because dealers or brokers received undisclosed commission. If the commission wasn't properly explained to you, you could be owed compensation. Successful claims may result in compensation of £829* per vehicle. Average payout figure. Not all consumers will be eligible for compensation. See the FCA statement at https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme.
What's the average payout?
According to the Financial Conduct Authority (FCA), the expected average payout per eligible car finance agreement under its motor finance compensation scheme is around £829*. This figure is an estimate based on modelling of the number of agreements that could qualify and possible participation, and it includes simple interest under the FCA's methodology. However, actual payouts could be higher or lower depending on individual circumstances, such as the details of your loan and the final rules of the scheme once they are published. There is no guarantee that a representative will recover any more than you may achieve if you pursued the claim on your own. Not all consumers will be eligible for compensation.
Can I claim for more than one vehicle?
Yes. If you've financed multiple vehicles, you may be able to claim for each agreement that was mis-sold. Each agreement is assessed separately, and any compensation awarded will depend on the specifics of that agreement.
Is my agreement eligible?
The FCA is seeking to introduce a Consumer Redress Scheme that explains the circumstances when a motor finance agreement might be eligible for compensation within the scope of the Scheme.
Can I submit a claim myself without using a firm?
You can also pursue a claim yourself, free of charge, either directly with your finance company or through the Financial Ombudsman Service or the FCA's redress scheme. Please refer to the FCA's redress scheme at https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme.
Which lenders can I claim against?
Claims can potentially be made against a wide range of UK lenders, including many well-known finance providers, brokers, and dealerships.
How long will my claim take?
The FCA are seeking to introduce a compensation scheme for some customers who took out car finance between 6 April 2007 and 1 November 2024 and were not properly informed about commission arrangements. However, the scheme has been legally challenged. On 2 July 2026, the FCA confirmed that parts of the scheme had been suspended while the Upper Tribunal considers those challenges. This means compensation decisions and payments may be delayed. You can still make a complaint now and the FCA hopes that payments will be received in 2027.
Why start your claim as soon as possible?
Starting your PCP claim now means your complaint is registered with the lender. You do not need to wait for the lender to contact you, and you can usually begin with basic details even if you no longer have your finance paperwork. However, the FCA scheme has been partially suspended following legal challenges. Submitting early does not currently mean you will receive an earlier compensation decision or payment, as lenders are not required to calculate or pay compensation until the legal process concludes.

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